中国商业银行本轮存款利率下调周期仍将持续

天府财经2023-12-2717,754

4月份就写稿说过，无论是存款利率，还是贷款利率必须下调，消费乏力，买不起房，利率不下调，都去喝西北风。

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中国金融时报文章称，商业银行年内第三轮存款利率调整落地，将为银行进一步让利实体拓展空间，受访的业内专家普遍认为本轮存款利率下调周期仍将持续。接受采访的业内专家普遍认为，此番由国有大行率先开启的存款挂牌利率调整，与商业银行净息差持续收窄有密切关系。受访业内专家普遍认为，在存款利率下行后，贷款利率下行的可能性进一步。